All blogs and articles that relate to business cash flow

To borrow or not to borrow, that is the question!

A couple of months ago, I was working on getting a line of credit for one of my clients in
the construction industry. I went through the process with a number of banks, but due to
the industry they are in and the uncertainty of the prices in the industry, the banks were
not willing to extend a line of credit, even though the company is extremely profitable.

Stop Blaming the Economy

It's hard to go through a day without hearing the media, a friend, a business owner, or somebody complain about how the success of their business is being killed by the bad economy.  While the general health of the economy obviously plays a role in all of our businesses, I think it's an easy and convenient excuse.

Eliminate Cash Flow Surprises with Forecasting

Have you ever felt the sick feeling in your stomach associated with not being able to cash flow a payroll that is due in 24 hours? If so, you are not alone. In fact, most entrepreneurs I know have experienced this, usually more often than they care to admit.

When You Pivot, Remember Cash Flow

I am a fan of movement toward the use of the word "pivot" to describe the key business model changes a start-up implements in its quest for the most effective and scalable way to deliver its products/services to the market. I am an advocate of making sure that each of the pivots improves the cash flow and working capital cycle of the venture.

The Best Way to Solve Your Cash Flow Problems

A friend of mine has said there is no such thing as a bad business or entrepreneur; it’s just that most of them run out of cash before they can figure out how to build a sustainable business model. Whether you agree or disagree, at the heart of that sustainable business model is paying customers.

Top Eleven 2011 Trends for Entrepreneurs

As we launch into the new year, here are the top 11 trends that entrepreneurs need to be aware of, think about, and for which we should all prepare:

Report Card on 2010 Entrepreneur Trend Predictions

Here is a look at the predictions I made for 2010 at the end of 2009 so you can see how I did. Of the ten identified trends, I gave myself 4 As, 4 Bs, 1Cs, and a D, for an overall GPA of 3.1.

Most Popular Blog Posts of 2010

2010 has been a very good blogging year for CFOwise®. In the spirit of planning for a great 2011, here are the eleven most popular blog posts from the year 2010:

Paralysis by Analysis

I get to work with numbers and analyze a lot of businesses, business models, and opportunities based on their financial impact. My experiences have taught me that you can quantify just about anything.

Entrepreneurial Benevolence

Small and medium-sized businesses are struggling to survive in this tough economy, right?  Entrepreneurs are fighting to make payroll and advance their companies to the next level, aren't they?  Yes and yes...

Did You Win or Lose?

Sports teams compete against each other and they keep track of the score.  They know who wins and who loses, and each player on the team has more statistics on their performance than they know what to do with.  Individual sports athletes, like golfers and runners, meticulously measure their performance against themselves and others and use their numbers to find ways to improve.

Is running a business any different?  Is there a way to know if you win or lose each day?  Each week?  Each month?  Each year?  The answer to all of these questions is yes, and I write about how to accomplish this in

The 5 Secrets of Short-Term Cash Flow Forecasting

Every business should project its cash flow at least 90 days into the future.  It should be broken down weekly and should be reviewed and updated weekly.  Microsoft Excel is often an adequate tool for this important weekly report.

4 Tips to get the most from your Tax Planning

Very few business owners are thinking about taxes in August.  Even if they extended their returns, the deadlines to file corporate and personal returns are in September and October, respectively.  With no urgent deadline to meet, business owners are happy to not think or worry about taxes and focus on other parts of their business.

How to Use Tax Planning to Minimize Taxes

Compliance is not very interesting or fun according to most entrepreneurs or business owners.  That's why they usually put off discussing taxes until the very last moment possible.  Not only does this usually cost them more in taxes, but the entire process can be one of the most compelling things they do, if they do it right.

40 Tips to Accelerate Cash Flow

Again, my blog-writing time has been devoted to writing for the American Express OPEN Forum website.  Here is my latest article that published on their website earlier today: 40 Tips to Accelerate Cash Flow.